Local law, access, and account records
This notice sets the terms that shape your use of k72 in India. Access is available only where local law permits, and if a state or territory rule differs, we follow that rule first. We may ask for account details, payment checks, and device data to
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keep records accurate and to settle service issues. UPI, Paytm, PhonePe, and Google Pay appear here as local payment context, not as a promise that every rail is open everywhere. If a payment rail is not supported in your location, we show that in the wallet
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before you move ahead. We may retain transaction and support records for dispute handling, fraud checks, and the legal duties that apply to us. If we change a term, we update this page and keep the same contact routes open for questions about that change.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.