How We Handle Your Data
This policy applies when you create an account, sign in, use cookies, contact support, or send or receive payment records tied to your account. We collect only the details needed for those actions: contact data, login logs, device signals, transaction references, and the messages you send
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us. We use that data to run the account, process requests, detect misuse, protect access, answer privacy queries, and meet legal duties where local law requires it. We keep records for different periods depending on why they were collected. Short-lived logs help with security checks, while
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account and transaction records can stay longer if we need them for disputes, audits, or legal retention. If your region allows a correction, access, or deletion request, we will review it after verification. For India payment context, records linked to UPI, Paytm, PhonePe, and Google Pay
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are handled as account data, not as marketing material.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.